Are You Ready for Retirement?

Take This Survey to Find Out

Retirement isn’t just about having enough money in the bank. It’s about health, purpose, and lifestyle. Too often, people focus only on the financial side and overlook the other pillars that determine whether retirement feels fulfilling or frustrating.

This survey is designed to help you assess your readiness across four areas:

Instead of a simple “yes or no,” you’ll rate yourself on a 1–5 scale for each question. By the end of the survey, you’ll have a clear picture of how prepared you really are, and where to focus next.

Retirement Readiness Assessment

Rate yourself on each pillar from 1 (Not Ready) to 5 (Fully Ready)

Retirement Assessment

Income & Finances

1. Not Ready: No clear budget, still carrying significant debt.

2. Slightly Ready: Some savings, but major financial gaps remain.

3. Moderately Ready: Basic income streams are defined.

4. Mostly Ready: Clear retirement budget, multiple income sources.

5. Fully Ready: Debt-free, well-diversified income streams.

Health & Longevity

1. Not Ready: Poor health habits.

2. Slightly Ready: Inconsistent healthy habits.

3. Moderately Ready: Generally healthy.

4. Mostly Ready: Good health, regular exercise.

5. Fully Ready: Excellent health, proactive longevity plan.

Purpose & Fulfillment

1. Not Ready: No clear sense of meaning.

2. Slightly Ready: Some ideas but unclear direction.

3. Moderately Ready: Basic hobbies identified.

4. Mostly Ready: Clear purpose, active involvement.

5. Fully Ready: Thriving with passion projects.

Experiences & Lifestyle

1. Not Ready: No lifestyle plan.

2. Slightly Ready: Vague lifestyle ideas.

3. Moderately Ready: Some travel & hobbies planned.

4. Mostly Ready: Clear vision for lifestyle.

5. Fully Ready: Well-defined vision & financial support.

Your Retirement Readiness Score

Overall Scoring Guide

Remember

Retirement is not just a financial milestone. It’s the start of a new chapter where money, health, purpose, and lifestyle all converge.

If your score wasn’t where you hoped, don’t see it as failure. See it as feedback. Pick the lowest pillar, and take one small action this month to improve it — whether that’s meeting with a financial planner, scheduling a check-up, joining a community group, or making a bucket-list plan.