Terms of Use
Terms of Use
Last updated: 12-02-2026
By accessing or using Retirement-Guru.com, you agree to the following Terms of Use. If you do not agree, please do not use the site.
Purpose of the Site
Retirement Guru provides educational content, reflections, and community discussion related to retirement, work transitions, income, purpose, and lifestyle design.
All content is for general informational purposes only.
Not Financial or Professional Advice
Nothing on this site constitutes:
- Financial advice
- Investment advice
- Legal advice
- Medical or mental health advice
You are responsible for your own decisions and should seek appropriate professional advice where necessary.
Use of Content
All content on this site is owned by Retirement Guru unless otherwise stated.
You may:
- Read and share links to content
- Quote short excerpts with attribution
You may not:
- Republish full articles without permission
- Use content for commercial purposes without consent
Community Conduct
If you participate in any community or discussion areas, you agree to:
- Be respectful and constructive
- Avoid harassment, hate speech, or spam
- Accept moderation decisions made in good faith
We reserve the right to remove content or restrict access at our discretion.
Paid Services
Any paid offerings (e.g. coffee chats) are:
- Time-based conversations for general guidance
- Not ongoing coaching or advisory relationships
Details and terms for paid services will be clearly stated at the point of booking.
Limitation of Liability
To the fullest extent permitted by law, Retirement Guru is not liable for any loss or damages arising from the use of this site or reliance on its content.
Changes to These Terms
We may update these Terms from time to time. Continued use of the site constitutes acceptance of any changes.



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